Buy Now Pay Later: A Money Trap Or a Smart Tool?

I bet you’ve all seen the option Buy Now, Pay Later while shopping online. It looks tempting, especially when you really want something, but don’t want to or can’t pay the full amount right away. But are BNPL models as simple as they seem? Is it a scam, or can you use it to your advantage? And do they affect your credit history? We’ll break this all down in this video.

Chapters:
00:00 – Intro
00:26 – The History of BNPL
01:29 – How BNPL Companies Use Psychology
03:44 – How Does BNPL Model Work?
05:07 – Does BNPL Affect Your Credit Score?
06:31 – How To Use BNPL To Your Own Advantage
07:55 – Conclusion

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